Coverage with Crowley 101
Insurance can be confusing. Our job is to simplify it for you!
Our goal as independent insurance agents is to education consumers on the proper insurance coverage and answer questions that make things that happen in their every day lives that much easier. It is why we created our video series, COVERAGE WITH CROWLEY 101. Where we will answer 101 of the most asked about or searched insurance questions.
See each questioned answered below. We at Crowley Insurance created this with individuals and business owners in New York in mind.
101 Frequently Asked Questions?
We tackled some frequently asked questions that will help even the most educated consumers on different insurance coverage's and scenarios for the every day consumer or business owner in New York
AUTO INSURANCE
- What is Full Glass Coverage
- What is the difference between Comprehensive & Collision
- What is Rental Reimbursement
- What happens when your vehicle gets totaled
- How long do accidents stay on your driving record?
- What is Bodily Injury Liability
- Will my insurance cover if my friend get's in an accident with my car.
- Do I need to buy insurance when renting a car
- What is New York State's Minimum Auto Coverage
- Why does my auto insurance keep increasing
- Do I need to get insurance when renting a moving truck
- Will my insurance pay to rent a car if mine breaks down
- What is No Fault Coverage in New York
- What is Uninsured & Underinsured Motorist Coverage
- What is Standard Auto Coverage
- What is Property Damage Coverage
- Is Insurance more expensive for males or females
- Who is allowed to drive my vehicle
- What deductible should I carry on my auto insurance
- Why is it expensive to add my teenage drive to my auto insurance
- If I only drive my car on an occasion is my auto insurance lower
- Best way to lower your auto premium when you have a teenage driver
- What is a salvaged title
- How far with the insurance company tow my car
- Do I have insurance if my car is stolen
- How much does Auto insurance cost in New York
- What is motorcycle insurance
- What is medical payments coverage on my auto insurance
- Does my car insurance cover a hit and run
- What is the best auto insurance for teen drivers
GENERAL INSURANCE???s
- Should I package my auto & home insurance together
- Can I cancel my insurance at anytime?
- What is a deductible
- Will my rates increase if I have a claim
- What is an Independent Agent
- Does credit affect my insurance rates
- Can I withdraw an Insurance claim after it's started
- How much will my insurance increase if I have a claim
- How do Insurance agents get paid
- How to choose the best insurance agent
- What is an elevation certificate
- How long does an insurance claim take
- How do I insure a vacant property
- Does it hurt to change insurance company's each year
- Does it matter who is listed first on my insurance policy
- What insurance covers me if I get hurt in an auto accident while working
HOME INSURANCE
- What is Renter's Insurance
- Is Jewelry covered on my homeowners insurance
- Why does my homeowner's insurance premiums increase each year
- If my garage catches fire will my homeowner's pay the damage to my vehicle
- How does my escrow account work with my homeowner's insurance
- Am I covered if my dog bits someone
- Is my underground sewer pipe covered on my home insurance
- Can I transfer my homeowner's from one house to another
- What is the difference between Replacement Cost and Actual Cash Value
- Will a trampoline affect my home insurance
- Does my homeowner's insurance cover freezing pipes
- How is homeowner's insurance paid
- What is Hazard Insurance
- What is Water Back up of Sewer & Drains
- What is the difference between homeowner's and a landlords policy
- Do I need extra insurance if I have a swimming pool
- How much does homeowner's insurance cost
- What is a percentage deductible on my homeowner's insurance
- Why do Insurance companies inspect my house
- Who is responsible for damage from a fallen tree
- What is the difference between Flood Insurance and Water Back up
- What is personal liability insurance coverage
- Does my homeowner's insurance cover roof leaks
- Can I switch Home Insurance midterm when it's paid by escrow
- What is medical payments coverage on my home insurance
- What coverage is excluded on a homeowner's policy
BUSINESS INSURANCE
- What is Pay As You Go Worker's Comp
- What is business interruption coverage
- Why do my business policies get audited
- What is the difference between Worker's Comp and Disability
- What is the difference between General Liability & Professional Liability
- What is an experience modification
- What Insurance Coverage do I need for my Restaurant
- What is hired & non-owned auto liability coverage
- What is EPLI Coverage
- What is New York State Short term Disability
- When do I need to buy Worker's Compensation in New York
- Do I need Worker's Compensation if I hire Subcontractors
- One of the biggest mistakes business owners make with their insurance
- How long do I have to wait until I collect Worker's Compensation
- What is the difference between per occurrence and per aggregate
- What insurance do I need to start a business
- What is Directors & Officers Liability Coverage (D&O)
- What is New York Labor Law Coverage
- What is New York's Paid Family Leave
- What is a certificate of insurance
- Do NY Workers Comp rates vary from each carrier
- Do claims affect my business insurance