Credit Does my credit score affect my insurance premiums? The quick answer is yes. Credit plays a huge role in how much you pay for insurance policies, especially both your auto and home insurance. Now if you are asking yourself,…
Standard Auto Insurance All too often we hear someone say “just give me the standard auto insurance” when requesting a quote. What standards are you basing your request on? Whose standards are you following? In today’s world, standard auto shouldn’t…
Property Damage Insurance Property damage coverage is listed under the liability portion of your personal auto policy. This is the coverage that protects you when you damage someone else’s property with your automobile. Property, in insurance terms, is basically considered…
We have all heard those crazy insurance myths at one time or another, such as you pay more for insurance if you drive a red car. Yes, that is actually a myth Insurance company’s don’t care, nor do they even…
We all want to be that cool parent, the one that buys your child, your children, a trampoline for them and their friends to have fun on. But is this something that your insurance agent needs to know? Are there…
Teenage Drivers They’ve passed their road test; time to add your teen driver, possibly a vehicle, to your existing auto policy. So what’s next? When it comes to covering a youthful/teenage operator, not all insurance carriers are created equal. There…
New York State No-Fault Do you understand New York State No-Fault Coverage? Don’t worry, most people don’t. It sounds more like coverage for when someone hits you and you are NOT at fault in the accident. The problem is, New…
Business Interruption Business interruption or loss of business income is coverage to help a business replace lost income after there is a covered loss, like property damage. If you experience a property loss that does not allow you to operate…
Why does insurance get audited Business insurance policies like general liability, workers’ compensation, and your short-term disability policies will get audited on an annual basis. They are auditable policies and it’s because the way these insurance policies are rated is…
New York Worker’s Compensation New York State Worker’s Compensation is expensive, with the construction industry being one of the major industries leading the way. As you may know, business insurance policies get audited on an annual basis, with one of…
