Have you ever noticed that your homeowner’s insurance premium’s increase very slightly each year? Why is this? Inflation Guard Every homeowner’s insurance policy has what is called an inflation guard built into their policy. An inflation guard is on the…
Have you ever wondered how far back an insurance carrier will look at your driving record including both tickets and accidents and for how long your insurance premiums are affected by it? Like most answers in the insurance industry, it…
Accidents happen, we know that. But have you ever wondered what happens when an insurance company tells you your vehicle is totaled? Why is it totaled? If you are in an accident and the total damage to your vehicle is…
Jewelry is part of your personal property right? This is a common question or statement we get quite often. Many consumers believe that jewelry falls under you personal property coverage on your home, renters or condo insurance policies. Now, while…
The moment you move our of your parents house whether into an apartment at college or at anytime you are renting from someone else, you need to get a renter’s insurance policy. What is a Renter’s Policy A renter’s insurance…
Should I Bundle? The media has been telling us this for years and for once they finally got it right. Packaging your insurance policies together is usually the best options but not only for the obvious reason. Competitive Prices It…
Difference between Comprehensive and Collision Comprehensive and Collision Coverage make up the physical damage portion of your auto insurance policy. It is the coverage that is going to pay when you have damage to YOUR vehicle. Physical damage coverage isn’t…
Full glass coverage on your personal auto policy is the coverage that allows you to get your window or windshield fixed without paying a deductible. In case you didn’t know glass damage to your car falls under your comprehensive coverage…
The worst time to learn that you do not have coverage to rent yourself a vehicle after your vehicle was in an accident is after your car is already not drive-able. What is Rental Reimbursement? Your personal auto insurance policy…
